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Carpenter Insurance Agency: Endorsed Local Provider Serving Muskegeon, MI & Across Michigan

Learn more about Dave Ramsey

Who is Dave Ramsey and what’s an ELP

Dave is a famous financial advisor who started out making over $4 million in real estate. After dealing with debt, he and his family lost everything and he decided to found Ramsey Solutions in 1992 to help others in severe financial stress. He has written the book Financial Peace and started a radio show that is now nationally syndicated called The Dave Ramsey Show.

Becoming a Dave Ramsey ELP means having to go through an interview process to make sure that customers are getting the best service possible. We strive to have the “heart of a teacher” which means that we want to educate you while we write our policies. 

What this means to you

Working with a Dave Ramsey ELP means that you are guaranteed exceptional service for all of our insurance offerings including Health, Home, Auto, and even Business Insurance.  We will do our best to make sure you have a pleasant, informative, and effective experience.

Our Location

Carpenter Insurance Agency

1685 Marquette Avenue
Muskegon, MI 49442
Main office: 231-480-0582
Toll free: 800-783-0865
Fax: 231-773-1696

Our Providers


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.
I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.
Over the years we’ve never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.
Surprisingly flexible and in-touch with my needs as a small business owner. Can’t ask for more.

Spencer F.
They have strong ties with the community, and it shows. It’s nice to do business with people that really show they care about you and your family.

Susan T.